Real Estate in central Indiana

Just Julie's Blog!

Short Sales and Loan Modification

December 3rd, 2008 6:41 PM

The economic downturn we are experiencing has had a major effect on all of us and this season brings the crisis we are facing into focus even more clearly. As homeowners and potential buyers we are constantly bombarded with the bad news of the housing industry from every national news source. I encourage you to weigh each of these sources against our local market because the real estate market is always local. The local market is the one that matters most to you and me!

In an effort to serve you better I have turned to education for the answer. As a lifelong teacher I believe that the more you know about an issue the better you are prepared to deal with it so I've become a Short Sale Specialist by taking courses designed to teach me what I need to know to help you. Short sale and loan modification are terms you may have heard about but don't understand. If your mortgage has become a burden and you don't know what to do next please contact me. I may be able to assist you in negotiating with your lender. Staying in your home with a newly structured loan or living there until a short sale is accomplished are attainable alternatives to foreclosure. Don't wait! This problem won't resolve itself but working together makes finding a solution so much easier!

Posted by Julie Jennings on December 3rd, 2008 6:41 PMPost a Comment (0)

Subscribe to this blog

Last minute gift ideas!

December 15th, 2008 2:53 PM

As Christmas approaches and we all scurry about trying to find jus the right gift we become so frazzled we just can't think! If you have new homeowners on your list you might consider a gift for the new home. A home warranty is a perfect gift because it brings peace of mind to the owners. Click on the link and find out more. You could always give the gifts of a snow shovel, sidewalk salt and a new pair of warm gloves to that special someone who has the task of digging out when cold winds and snow come. Or how about big mugs with assorted cocoa mixes, marshmallows and a subscription to your favorite DIY magazine--after shoveling it's a welcome relief and educational too! A new house calls for new decorations. Maybe a personalized flag or sign welcoming one and all to visit for the holidays is just the right gift. The list can be endless and a creative way to say Merry Christmas!

Posted by Julie Jennings on December 15th, 2008 2:53 PMPost a Comment (0)

Subscribe to this blog

Falling Rates

December 12th, 2008 4:40 PM

If there was ever a time to to be a buyer the time is now! Rates have fallen and a trusted lender forwarded weekend rates to me today which are as low as 5.375% with only standard closing fees. The great part about this situation is that it makes sense for sellers too! If you sell your home you should price it realistically for the current market. That may mean your home won't sell for as much as it might have in our inflated market of 2-5 years ago. However, if you sell and become a buyer then you can recoup any seeming shortfall because your new home will be priced to sell in our current market. If you're thinking of selling--think like a buyer!

Posted by Julie Jennings on December 12th, 2008 4:40 PMPost a Comment (0)

Subscribe to this blog

Savvy shoppers! It's a win-win-win for everyone.

December 10th, 2008 1:05 PM

I have always looked for ways to save money as a consumer or as a service provider. When you get the chance to save money then go for it! Here's a link that may prove to be fun while saving you money. Enjoy your holiday shopping even more when you save money!

http://www.nytimes.com/2008/12/04/business/media/04adco.html?_r=1&partner=rss&emc=rss

Posted by Julie Jennings on December 10th, 2008 1:05 PMPost a Comment (0)

Subscribe to this blog